Car and motor vehicle accidents

We offer legal care for injury victims that have been involved in car, truck, van, motorcycle, or pedestrian accidents.

Every day, over ten million vehicles navigate Ontario roads. As millions commute to work, school, or social events across our province, everyone’s safety is at risk.

With an increase in distracted driving, and otherwise impaired drivers on our streets, Ontarians average over 35,000 fatal and personal injury collisions each year.

Regardless of the circumstances of your accident, we understand the stress and pain you are experiencing and want to help. Working together, we’ll take the time to understand how your unique accident, injury or illness will be handled by our team, and ensure we’re on the quickest and most effective path to getting you the settlement you deserve.

With no upfront fees, a free consultation, and no payment required until we win your case, there’s absolutely no financial risk to having a conversation with our team.

Book a free consultation or call 905-361-1500

Not sure of your options?

Navigating your insurance company’s paperwork is often confusing and frustrating. We’re here to help, and our first consultation meeting is always free.

In fact, until we win your case, you won’t pay us anything. We’re that committed to our shared success.

We take the time to describe in detail how your unique accident, injury or illness will be handled by our team, and ensure that we’re on the quickest and most effective path to getting you the settlement you deserve.

Even if it’s been awhile since you’ve sustained your injury, or it doesn’t seem serious, there’s always a risk that you could experience problems in the future. While you may be in distress or experiencing shock, we urge you to contact us as soon as possible to improve our chances of success.

With no upfront fees, a free consultation, and no payment required until we win your case, there’s absolutely no financial risk to having a conversation with our team.

Book a free consultation or call now at 905-361-1500

What qualifies as a motor vehicle accident?

If you have suffered an injury as a result of an accident involving a car or another type of motor vehicle, you may be eligible for compensation.

If any of these scenarios relate to your accident, or if you’re unsure about your case’s potential, please get in touch:

  • Drunk and drugged driving
  • Distracted driving (e.g. texting, eating)
  • Speeding
  • Error in judgment
  • Failure to heed traffic signals (red light, stop sign)
  • Failure to react to changes in weather/road conditions
  • Unsafe lane change
  • Unsafe left turn
  • Motorist fatigue
  • Rear-end collisions
  • T-bone/side-impact collisions
  • Head on collisions
  • Hit and run collisions
  • Side swiped collisions
  • Vehicle rollovers
  • Multi-vehicle pile ups
  • Pedestrian accidents
  • Motorcycle accidents
  • Bicycle accidents
  • Boating accidents
  • Snowmobile accidents
  • Single vehicle accidents
  • Truck accidents
  • Commercial vehicle accidents
  • Public transportation accidents
  • Fatal accidents

We urge you to document as much information as possible, as soon as possible. You can learn more about what to do when you get into an accident here. Even if you’re unsure of an accident’s impact on your health or your quality of life, there remains a risk that this incident will affect you in the future.

How does a Motor Vehicle Accident claim work?

If you have been injured in a car accident, you may be entitled to compensation for pain and suffering, past and future loss of income, and future medical treatment. Even if you are at fault for a collision, you may be entitled to claim Accident Benefits from your own insurer or from another insurance company.

We first work on Accident Benefits and then determine if we’re going to pursue a tort claim (which means that you may sue the at-fault or partially at-fault party).

What are Accident Benefits?

Accident Benefits are available to any person that is injured in an MVA. This is known as “no-fault” insurance coverage. Accident Benefits are usually paid for by your insurance company. If you don’t have an insurance policy, priority rules will determine which insurance policy will cover you.

More about Statutory Accident Benefits (SABs)

How long does it take to settle an Accident Benefits Claim?

Insurance companies are not allowed to settle an Accident Benefits Claim until one year after the date of loss. Depending on your circumstances and negotiations with your insurance company, it may take longer to reach a fair settlement.

Accident Benefits include:

  • Income Replacement Benefits (if you are unable to return to work following a car accident)
  • Non-Earner Benefits
  • Attendant Care Benefits
  • Medical and Rehabilitation Benefits (for Physical and Mental Injuries)
  • Death and Funeral Benefits
  • Optional Benefits (including Housekeeping and Caregiving Expenses)

Should you sue?

If someone else is at-fault, you may pursue a tort claim against them, which means that you may sue them.

Tort claims include:

  • Pain and suffering
  • Economic loss
  • Loss of competitive advantage
  • Medical expenses
  • Out-of-pocket expenses
  • Housekeeping expenses
  • Family law claims

If you wish to pursue a claim against the at-fault party for pain and suffering, your injuries must meet the threshold of permanent and serious impairment of an important physical, mental, or psychological function.

Learn More about pain and suffering requirements

8 important steps to take immediately after a motor vehicle accident

Documenting your claim is the most important part of the process. This means confirming your ailments with your doctor, seeking the care you need, and continuing to document how you’ve been impacted at home and with work responsibilities.

Best practices for documenting your accident:

1.

Call 911 and report your accident. If you require emergency care, request an ambulance as well.

2.

Take pictures and videos of the scene of the accident, including license plates and damage to the vehicles.

3.

Exchange contact information, driver’s license information, insurance policy, and ownership slip details with the other driver(s).

4.

Exchange contact information with possible eye-witnesses.

5.

Call your insurance company and report your accident.

6.

If you do not need to go to the hospital for emergency care, go visit your family doctor or a walk-in clinic to discuss your injuries.

7.

Take notes of the details of your accident and take photos of your injuries.

8.

Contact TPI Lawyers for a free consultation.